A Nigerian mobility worker standing beside his commercial keke, with a motorcycle and bus in the background.

From earning to ownership

Vehicle Financing Built for Mobility Workers.

Get the vehicle you need to earn, grow and work toward ownership, with financing designed around the realities of mobility work.

Powered by Zane Mobility's community-based financial infrastructure.

41+

Vehicles Financed

Our strongest proof point: productive assets already at work.

300+

Mobility Workers

₦200M+

In Financed Assets

The reality of mobility work

For many mobility workers, the vehicle is the business.

You cannot earn from a vehicle you cannot afford to buy.

Traditional financing is often not designed around how mobility workers earn, save and repay.

Zane Mobility is building a better way to finance the productive assets that keep mobility workers moving.

Flagship product

Finance the vehicle that powers your income.

Whether you are looking to start driving, replace an old vehicle or expand your mobility business, Zane Mobility helps eligible mobility workers access financing for productive vehicles.

Nigerian mobility workers with a keke, commercial motorcycle and bus.

Keke Financing

Finance a tricycle and put it to work.

Motorcycle Financing

Get a motorcycle for commercial riding, delivery or other mobility work.

Bus Financing

Finance a bus and grow your transport business.

Other Productive Vehicles

Explore other vehicle financing options available through Zane and our financing partners.

The Zane financing journey

From earning to ownership.

01

Save

Build your financial history with Zane.

02

Qualify

Your financial behaviour helps us understand your financing readiness.

03

Finance

Access financing for a productive vehicle or other eligible asset.

04

Earn

Put your asset to work and generate income.

05

Repay

Make structured repayments according to your financing agreement.

06

Own

Complete your financing journey and move toward ownership.

Financial infrastructure

More than vehicle financing.

Your vehicle may be where your journey with Zane starts, but it does not have to end there. We are building financial services around the everyday realities of mobility workers.

Savings

Build savings and create a financial history that can strengthen your access to future financial services.

Explore Savings

Credit

Access working capital for repairs, emergencies and the everyday needs of your mobility business.

Explore Credit

Phone Financing

Get the smartphone you need to work, communicate with customers and access digital opportunities.

Explore Phone Financing

Health Insurance

Access health protection designed to help mobility workers stay covered while they work.

Explore Health Insurance

Save2Own

Build toward ownership through a structured savings pathway designed for productive assets.

Explore Save2Own
A Zane Mobility Relationship Manager supporting a mobility worker in the community.

Community distribution

Your Zane Mobility Relationship Manager.

Your BRM is your first point of contact with Zane. They help you save, understand your financing options, build your financial profile and access the products you qualify for.

  • Savings support
  • Credit support
  • Vehicle financing support
  • Phone financing support
  • Repayment support
  • General customer support

Earn with Zane

Work with Zane in your community.

Two ways to earn with Zane Mobility: help drivers get financed, or become the place where drivers save every day.

Financing Agent

Help drivers get financed and earn on every approval.

Register drivers for vehicle financing and phone financing in your area. You earn a commission on every application Zane approves.

  • ₦10,000 per approved vehicle financing
  • ₦2,000 per approved phone financing
  • Mobile dashboard for your applications and earnings

Deposit Agent

Turn your shop into a Zane Deposit Point.

Register drivers and collect their daily savings from your shop or POS point. You earn on every deposit, every new driver and every active month.

  • ₦10 on every deposit you collect
  • ₦100 for each new driver you register
  • Monthly active-driver and volume bonuses

Built together

Built with the mobility community.

We work with mobility workers, local associations, community leaders, vehicle partners, financing partners and other organisations that understand the realities of mobility work.

Financing Partners
Vehicle Partners
Mobility Associations
Insurance Partners
Community Partners

For financing and strategic partners

Help more mobility workers own productive assets.

Zane Mobility combines community-based distribution, financial services and vehicle financing infrastructure to help mobility workers access productive assets and build toward ownership.

Partner With Zane

Frequently asked questions

Questions about financing, answered.

Ready to get your vehicle?

Tell us what you want to drive and we'll help you understand your financing options.