Vehicle financing

Get the vehicle you need to earn more.

Zane Mobility provides financing options for mobility workers looking to acquire productive vehicles and work toward ownership.

A Nigerian keke driver beside the productive vehicle that powers his income.

Why vehicle financing matters

The right vehicle can change what is possible.

For a mobility worker, a vehicle is not simply transport. It is a productive asset that can create income, support a family and grow a business. Zane connects eligible workers to a clearer financing journey built around that reality.

Plans and pricing

What each financing option costs.

Every Zane vehicle plan, with the full repayment terms. Figures are the same ones you see when you apply.

Tricycle (Keke)

A tricycle for daily passenger work.

Total repayment
₦8,800,000
Repayment term
24 months
Daily repayment
₦13,000 daily
Down payment
₦64,000

Motorcycle

A motorcycle for rider and delivery work.

Total repayment
₦2,000,000
Repayment term
12 months
Daily repayment
₦6,000 daily
Down payment
₦30,000

Bus

A bus for commercial passenger routes.

Total repayment
₦9,000,000
Repayment term
24 months
Daily repayment
₦13,500 daily
Down payment
₦90,000

What you need to apply

  • Down payment paid by bank transfer — you upload the receipt, there is no card payment
  • Your personal details and a valid means of identification
  • Your work details and next of kin
  • Two guarantors with their contact details
  • Supporting documents uploaded in the application
  • Zane reviews and confirms your down payment before approval

Flagship product

Finance the vehicle that powers your income.

Whether you are looking to start driving, replace an old vehicle or expand your mobility business, Zane Mobility helps eligible mobility workers access financing for productive vehicles.

Nigerian mobility workers with a keke, commercial motorcycle and bus.

Keke Financing

Finance a tricycle and put it to work.

Motorcycle Financing

Get a motorcycle for commercial riding, delivery or other mobility work.

Bus Financing

Finance a bus and grow your transport business.

Other Productive Vehicles

Explore other vehicle financing options available through Zane and our financing partners.

The financing process

Six steps toward a working asset.

01

Apply

02

Assessment

03

Approval

04

Vehicle Delivery

05

Repayment

06

Ownership

Eligibility and terms are assessed individually.

Vehicle availability, required documents, contribution, repayment structure and final approval are explained by Zane before any commitment.

The Zane financing journey

From earning to ownership.

A financial journey built around daily income, consistent behaviour and productive assets.

01

Save

Build your financial history with Zane.

02

Qualify

Your financial behaviour helps us understand your financing readiness.

03

Finance

Access financing for a productive vehicle or other eligible asset.

04

Earn

Put your asset to work and generate income.

05

Repay

Make structured repayments according to your financing agreement.

06

Own

Complete your financing journey and move toward ownership.

Frequently asked questions

Vehicle financing questions, answered.

Ready to get your vehicle?

Tell us what you want to drive and we'll help you understand your financing options.