A small business owner checking her phone behind the counter of her well-stocked shop.

Savings, credit and health cover for your business.

Zane Mobility SME helps small businesses save every day. Your savings record opens a line of credit for microloans and business asset financing — with health cover for you and your team.

See how it works

300+

People in the Zane community

41+

Productive assets financed

₦200M+

In financed assets

Why it matters

For a small business, daily savings are more than a habit.

Most small businesses can save a little every day — but turning those daily savings into real credit is where many get stuck.

Zane Mobility SME turns your daily savings into a financial record — and that record opens a line of credit for your business.

A market trader arranging his goods at a busy market stall.

From savings to a line of credit

Every daily mark builds the record your credit stands on.

  • A daily savings record built by your BRM — visible in your app, not on paper.
  • A steady record opens microloans for your business, with clear repayment schedules.
  • Savings history also supports business asset financing toward the productive assets your business runs on.
  • Your BRM SME stays with you as the business grows — no bank queues, no guesswork.

What you get

One app, built around how small businesses earn.

Daily savings

Your BRM SME marks your business savings card every day. Every mark lands in the app, so your savings record is always visible to you.

Credit line and microloans

A consistent savings record opens a line of credit for your business. Borrow what your shop or trade needs, with a clear repayment schedule from day one.

Business asset financing

Your savings history can support financing toward the productive assets your business runs on — assessed individually, with clear repayment terms.

Care health insurance

With active savings, the business owner is covered automatically. You can also buy standalone plans for 1 to 20 employees.

Loan amounts, financing terms and eligibility are assessed on your savings record and confirmed by Zane before any commitment.

Business asset financing

The asset that moves your business can be financed.

Whether it is a vehicle that carries your goods or an asset that keeps the shop running, your savings record is the starting point. Zane assesses each application individually and lays out clear repayment terms before any commitment.

  • Financing assessed on your daily savings record
  • Clear repayment schedule from day one
  • Assessment explained by Zane before you commit
  • Repayments designed around daily business income
A business owner inspecting a delivery tricycle loaded with goods outside his shop.

How it works

Four steps from registration to credit.

01

Your BRM registers the business

A dedicated Zane BRM SME records your business details and gives you an invite code.

02

Create your account

Use the invite code on the SME sign-in page to open your SME account.

03

Save every day

Your BRM marks your digital savings card daily, and you see every mark in the app.

04

Unlock credit and financing

A steady savings record supports microloans for your business and financing toward productive assets.

Frequently asked questions

Questions from business owners, answered.

Ready to put your daily savings to work?

Your BRM SME registers your business and gives you an invite code. Create your account and start building the record your credit stands on.