Productive-asset financing

Get the phone you need to work.

Access structured financing for smartphones and work-enabling devices, so you can stay connected, serve customers and access digital opportunities without paying the full cost upfront.

A Nigerian delivery rider using a smartphone beside his motorcycle.

Plans and pricing

The work phone plan in full.

One device plan, repaid weekly over up to three months.

Work phone

A work-enabling smartphone repaid weekly over up to 3 months.

Total repayment
₦200,000
Repayment term
Up to 3 months
Repayment
Weekly
Down payment
Agreed at application

Your weekly amount depends on the down payment you make and the term you choose, from 1 to 3 months.

What you need to apply

  • Down payment paid by bank transfer — you upload the receipt, there is no card payment
  • Your personal details and a valid means of identification
  • Your work details and next of kin
  • Two guarantors with their contact details
  • Supporting documents uploaded in the application
  • Zane reviews and confirms your down payment before approval

A work-enabling asset

One device. Many parts of the workday.

Access mobility apps

Communicate with customers

Manage digital payments

Navigate routes

Complete delivery work

Access digital financial services

Phone models, eligibility, pricing and repayment terms are confirmed after assessment. Applying does not guarantee approval.

A distinct financing path

Built for a smaller asset with an important job.

Phone Financing helps with a work-enabling device. Vehicle Financing remains Zane Mobility's flagship path for the productive vehicle that generates income. Each product has its own assessment and available terms.

Ready to finance a work phone?

Tell us how you use your phone for work and a Zane representative will explain the available next steps.